Home Mortgage Calculator
Once you’re ready to purchase a new home the first and most important step is financing your home purchase. Without knowing what you can afford it’s difficult to do anything else in the home buying process. Our helpful home mortgage calculator can assist you with getting started.
To Get Started with Your Home Loan
Three main factors help determine what type of home financing you qualify for: income, assists and credit history.
The majority of loan programs require the lender to verify your sources of income. Most often this is achieved with you supplying copies of your pay stubs, your previous year’s W-2 or a copy of your tax return.
In order to begin the mortgage loan application process is verifying the sources of your down payment, any closing costs that may need to be covered, your existing assets and also documenting your income and outstanding debts.
All lenders will need to review your credit history in order to assess the type of credit used, the amount owed and your history of repaying debt on time.
Contact Us to Get Started
We’re experts in helping you get started, whether this is your first home, third home or your looking to purchase an investment property we can answer the questions you may have.